Privacy Policy & DPDP Notice

Last updated: February 3, 2026

DhanaSetu is operated by Jags Associates (Proprietorship, India). This policy explains how we collect, use, share, and protect personal data when you use DhanaSetu through WhatsApp, our web app, or shared exports. It is intended to serve as a consent notice under India's Digital Personal Data Protection Act (DPDP Act).

If you do not agree with this policy, please do not use the service or send data to our WhatsApp number.

What We Collect

Mobile number and WhatsApp profile details used for authentication.
WhatsApp messages, bill images, documents, and attachments you send to us.
Extracted bill fields such as vendor, date, amount, taxes, and categories.
Account activity data such as logins, exports, and feature usage.
Technical data such as device/browser info, IP address, and security logs.

Why We Use Data

To extract and organize bill data, generate reports, and deliver exports.
To authenticate users and secure accounts.
To provide support, resolve issues, and respond to requests.
To improve accuracy, reliability, and safety of our AI processing.
To comply with legal obligations and prevent misuse or fraud.

Who We Share With

WhatsApp/Meta infrastructure to receive and deliver messages you send to our number.
Cloud hosting and storage providers used to run the service.
Service providers that help with security, analytics, and monitoring.
Authorities if required by law or to protect our rights and users.

We do not sell personal data. We only share what is necessary to provide the service.

Retention & Deletion

We retain data for as long as needed to provide the service, comply with legal requirements, and maintain security. You can request deletion at any time. Some records may be retained to meet legal obligations or resolve disputes.

Your Rights & Choices

Access, correction, or deletion of your personal data.
Withdraw consent for processing by stopping use and requesting deletion.
Grievance redressal under the DPDP Act.

Contact & Complaints

For data requests or complaints, contact our Grievance Officer at [email protected]. We will respond within a reasonable time.

International Processing

Our service may process data in India or other locations where our service providers operate. We apply appropriate safeguards to protect your information.

Children

DhanaSetu is intended for business and professional use. It is not directed to minors.

Changes

We may update this policy from time to time. We will update the "Last updated" date and may notify you through the service.

हिन्दी (संक्षेप)

DhanaSetu, Jags Associates (Proprietorship, India) द्वारा संचालित है। यह सूचना बताती है कि हम आपका डेटा कैसे एकत्र, उपयोग और साझा करते हैं।

हम आपका मोबाइल नंबर, WhatsApp संदेश, बिल की तस्वीरें, और निकाले गए बिल विवरण (जैसे राशि, तारीख, विक्रेता) एकत्र करते हैं।
इसका उपयोग बिल प्रोसेसिंग, रिपोर्ट, सुरक्षा, सहायता और सेवा सुधार के लिए किया जाता है।
डेटा WhatsApp/Meta इंफ्रास्ट्रक्चर, होस्टिंग प्रदाताओं, और कानूनी आवश्यकता पर साझा हो सकता है। हम डेटा नहीं बेचते।
आप डेटा एक्सेस, सुधार, हटाने या सहमति वापस लेने का अनुरोध कर सकते हैं।
शिकायत/अनुरोध के लिए लिखें: [email protected].